Have y'all heard of them?
In short, NACA is a non profit group that helps families secure affordable housing.
It's a very unique program because buyers can potentially purchase a home with:
Low credit scores
No down payment
No closing costs
No private mortgage insurance (PMI)
A NACA mortgage requires no down payment or closing costs. And borrower requirements — like credit score and income thresholds — are very lenient.
Sound too good to be true? It isn’t BUT
(I sooooo stress the BUT)
they have strict guidelines and criteria to follow.
If you commit yourself to the program, the reward of homeownership could be just at your finger tips!
Want to know more? Contact us today! We can help you navigate the process!
5 Ways To Show Your Home Love This Valentine's Day:
1. Fix something that's broken - if something is broken, take the time to fix it - even if you have to hire a professional !
2. Clean it up - don't wait for Spring - deep clean now!!
3. Redecorate a room - style is always changing - timeless home decor always looks good !
4. Increase curb appeal - add a wreath or door mat to your doorway to dress it up!!
5. Show it off !! Host a Valentine's Day party and enjoy!!!!!
Look for ways to show your home love this Valentine's Day - you will be surprised how a little work can go a long way !! HAPPY VALENTINE'S DAY from Homeland Realty Group!!!!
Created with promo.com The World's #1 Marketing Video Maker
So we have been a little busy the past few months during these crazy times! From figuring out this 'Rona mess, navigating "masks-are-a-must" vacations, torn muscles and kidney stones, we still managed to be blessed with an extraordinary year so far.
On top of all of that, we expanded to the Upstate Region and Midlands of South Carolina along with the Piedmont Region of North Carolina. We have been serving clients and making new friends from Greenville, Columbia, Lincolnton, Charlotte, Albemarle, Rutherfordton and beyond! We also continue to explode along the SC & NC coast. There are so many new families moving here from other areas of the United States. Can you really blame them though? It's the best place EVER!
It is still Homeland's main core value to help anyone and everyone achieve home ownership. We have been working with some clients for six months or better helping them position themselves to buy.... and we love it! With interest rates at historical lows, now is the time to make the leap!
Homeland Realty Group stands ready to assist you with all of your real estate needs! Stay safe and healthy!
The Homeland Realty Group Family
Breaking News! Fannie Mae forecasts rates to be below 2.9% early 2021.
That was the headline across all of my news feeds and blogs that I follow yesterday morning. Those rates are crazy low! But did you know that just a little over a month ago, they were already that low? I had two clients lock-in rates below 3%... for 30 years... one was a first time homebuyer. Granted, that was only for a short period. The rates started ticking back up into the 3's. (My understanding from mortgage industry leaders that they went back up because of the influx of homeowners refinancing?) Who knows. I certainly do not claim to be a mortgage guru. I have my circle of mortgage friends that I can connect you with there.
Here is the deal, y'all.
Let's say rates do fall this low again towards the end of the year or early 2021.
Let's say your credit isn't where it needs to be or you just don't know where to start.
That is where the positioning comes in. That is where I come in.
Now is the time to position yourself, preparing for your future. I may not be a mortgage guru, but I am a certified credit specialist and have helped many a buyer position themselves.... cleaning up their credit and getting them qualified to purchase a home. All at no charge. (So stop paying that $49 a month fee for someone to help you do something you can do yourself!)
So let's get you positioned! Homeland Realty Group is here to help! Just reach out!
Stay safe and healthy my friends,
Danielle Childers, Owner/Broker